799 USD to CAD: Live Rates from Wise, Xe & Revolut
If you’re trying to figure out what 799 US dollars gets you in Canadian dollars, you already know the basics—but the details matter. Different providers quote slightly different rates, and even a few tenths of a percentage point can mean tens of dollars in your pocket. The good news is that a handful of reputable services publish their rates transparently, so you can comparison-shop without much effort.
799 USD to CAD: ~1,113.66 CAD · Mid-market rate: 1.39385 CAD/USD · Provider range: 1.366–1.400
Quick snapshot
- Specific fees for Wise 799 USD transfer not listed separately
- Real-time rate at exact UTC 17:00 not captured
- Regional fee variations by user country not detailed
- Rates will continue fluctuating; check live tools before converting
- Comparing providers before sending can save up to 3% vs bank rates
The table below shows the latest USD/CAD rates recorded across major providers on April 23, 2026.
| Source | Rate (USD to CAD) | Date |
|---|---|---|
| Wise (mid-market) | 1.39385 | 2026-04-23 |
| Revolut (live) | 1.39780 | 2026-04-23 |
| Revolut (history) | 1.39960 | 2026-04-23 |
| Xe (live) | 1.39114 | 2026-04-23 |
| Xe (table) | 1.36522 | 2026-04-20 |
| Xe (historical) | 1.37230 | 2026-01-01 |
How much is $1 USD in CAD today?
The current mid-market rate sits around 1 USD = 1.39385 CAD, according to Wise’s live comparison tool. Other providers track slightly differently: Xe shows 1.39114 for the same pair, while Revolut lists 1.39780. The variation reflects different data refresh intervals and the fact that Xe explicitly notes its rates are “for informational purposes only.”
For a single dollar, the difference between providers is tiny—just a fraction of a cent—but it compounds when you’re converting larger amounts like 799 USD.
Live rates from providers
Three major converters publish live USD/CAD data:
- Wise: Uses the mid-market exchange rate with a transparent fee structure. For transfers, Wise charges 10.15 USD for a 1,000 USD send, with the recipient getting 1,379.70 CAD.
- Revolut: Updates rates continuously due to market fluctuations. Revolut shows 1.39960 CAD per USD with a +0.28% change indicator.
- Xe: Provides live charts and historical tables. Xe’s currency tables show 1.36522 USD/CAD as of April 20, 2026, noting rates are mid-market benchmarks.
Apply to 799 USD
At the Wise mid-market rate of 1.39385, 799 USD converts to approximately 1,113.66 CAD. At Revolut’s rate of 1.39960, the same 799 USD yields roughly 1,118.24 CAD. At Xe’s 1.39114 rate, the amount drops to about 1,111.40 CAD. The spread between highest and lowest is roughly 7 CAD—meaning provider choice matters for this conversion size.
How much is $1000 USD in CAD?
At the mid-market rate of 1.39385, 1,000 USD converts to approximately 1,393.85 CAD. However, Revolut’s converter shows 1,397.75 CAD for the same amount, reflecting its slightly higher published rate. Wise’s comparison tool confirms the recipient receives 1,379.70 CAD after its 10.15 USD fee is deducted from a 1,000 USD transfer.
The Wise example demonstrates how transfer fees reduce the effective rate. After paying 10.15 USD in fees, sending exactly 1,000 USD means only 989.85 USD is converted, yielding 1,379.70 CAD.
Comparison to 799 USD
Scaling proportionally: at Wise’s effective rate (1,379.70 ÷ 1,000 = 1.3797), 799 USD would net approximately 1,102.36 CAD after fees. At Revolut’s rate with no visible fee (1,397.75 ÷ 1,000 = 1.39775), 799 USD yields roughly 1,117.12 CAD. Wise’s 799 USD converter page approximates 1,398.90 CAD at a rounded 1.40 rate.
Provider rates
The Xe comparison tool notes that comparing providers can reveal savings, though Xe does not have Revolut rates for all currency pairs. For USD to CAD specifically, all three major converters provide usable live data.
How much is $2000 USD to CAD?
Doubling the 1,000 USD figures: at the mid-market rate of 1.39385, 2,000 USD converts to approximately 2,787.70 CAD. At Revolut’s 1.39960 rate, that rises to roughly 2,799.20 CAD. For Wise transfers, the 10.15 USD fee applies per transaction, not per dollar—so sending 2,000 USD costs the same fee as 1,000 USD, making the effective rate slightly better for larger amounts.
A traveler converting 2,000 USD might save 10–20 CAD by choosing Revolut over Wise, but a recipient doing a bank wire should account for incoming wire fees that could offset those gains.
Larger amount conversion
Xe’s live charts confirm rates at approximately 1.39114 for larger transfers. The practical takeaway: for amounts in the thousands of dollars, the rate difference between providers can mean 10–30 CAD in savings or losses. Wise’s 90-day high of 1.4048 suggests that timing matters—converting when the rate is near the high nets more CAD per USD.
Exchange services
Xe warns that all figures are mid-market rates not available to consumers. The actual rate you receive depends on the provider’s markup. Services like Wise and Revolut tend to have smaller markups than traditional banks, which can be up to 3% worse.
What is $1000 CAD in USD?
The inverse calculation: 1,000 CAD ÷ 1.39385 = approximately 717.29 USD at the mid-market rate. Xe’s CAD table from April 20 shows 1 CAD = 0.73248 USD, which translates to 1,000 CAD = 732.48 USD—notably different from the mid-market calculation due to that day’s lower rate of 1.36522.
When the USD/CAD rate is around 1.39, the inverse is approximately 0.72. Canadian dollar holders converting to USD get fewer dollars per CAD when the CAD is weaker relative to historical averages.
Reverse for 799 USD CAD equivalent
Working backward: if you want to end up with 799 USD, you need roughly 799 × 1.39385 = 1,113.66 CAD at mid-market. This is the figure referenced earlier when converting 799 USD to CAD—the two calculations are mirror images of each other.
Revolut tool
Revolut’s exchange interface handles both directions: selecting USD as the source currency or CAD as the source currency. The app displays the rate and any fees before confirming the conversion. Revolut’s history graph shows rate evolution over time, useful for identifying trends.
Why is CAD so weak?
The Canadian dollar has historically traded at a discount to the US dollar, but the reasons are economic fundamentals rather than policy quirks. Interest rate differentials, commodity prices, trade balances, and economic growth comparisons all influence the USD/CAD pair. USD/CAD started 2026 at 1.37230 and has since risen toward 1.39, meaning the CAD has weakened further against the USD in recent months.
A weaker CAD actually benefits Canadian exporters and tourists spending USD abroad, but it makes imports and foreign travel more expensive for Canadian consumers.
Factors impacting rate
Wise’s historical data shows USD/CAD weekly high of 1.37335 on April 16 and low of 1.36395 on April 20—a swing of about 0.7% in a single week. This volatility reflects how sensitive the pair is to:
- Bank of Canada and Federal Reserve interest rate decisions
- Oil price fluctuations (Canada’s largest export)
- US-Canada trade policy announcements
- Economic data releases from both countries
Strength vs USD
Wise’s 90-day change shows +1.57%, meaning the USD has gained about 1.57% against the CAD over the past three months. The 90-day high of 1.4048 and low of 1.3733 give a sense of the recent range. The pattern suggests the CAD remains under pressure, with no clear reversal signal in the near-term data.
Provider Comparison
Three major services, three slightly different rates: the comparison reveals where savings hide.
The comparison table below summarizes the rate offerings and fee structures across the three providers.
| Provider | Rate (USD to CAD) | Fee structure | Best for |
|---|---|---|---|
| Wise | 1.39385 (mid-market) | Transparent flat fee (10.15 USD per 1,000 sent) | Transparent transfers, no hidden markup |
| Revolut | 1.39960 | No fee shown; rates update continuously | Quick conversions within the app |
| Xe | 1.39114 (live chart) | Informational only; actual rate varies | Historical analysis and provider comparisons |
The implication: Revolut’s published rate is highest (most CAD per USD), but Wise offers the most transparent fee structure. Xe serves better as a reference tool than a conversion service.
Upsides
- Multiple live rate sources confirm current USD/CAD range
- Provider rates publicly available without account creation
- Fee structures transparent for Wise and Revolut
- Historical data spans multiple months for trend analysis
Downsides
- Specific 799 USD transfer fees not separately published
- Real-time rates fluctuate; snapshots may differ from execution time
- Regional fee variations not documented
- No Tier 1 institutional rates included (all Tier 2 fintech)
Wise uses the mid-market exchange rate and charges a low, transparent fee.
— Wise
Exchange rates are always changing due to market fluctuations.
— Revolut
All figures are mid-market rates, which are not available to consumers and are for informational purposes only.
— Xe
The rates paint a consistent picture: USD/CAD sits around 1.39 as of late April 2026, up from roughly 1.37 at the start of the year. For someone converting 799 USD today, the mid-market value is approximately 1,113.66 CAD—though the exact amount you receive depends on which provider you choose and what fees apply. Comparing providers before committing remains the clearest way to maximize what ends up in your pocket.
For Canadian recipients receiving a USD transfer, the implication is straightforward: you get more CAD per USD when rates are higher, but the reverse is also true. The 90-day trend suggests the USD-CAD gap has widened, which may prompt some to lock in conversions sooner rather than wait for the CAD to recover.
Live rates for nearby sums like the 700 USD to CAD also highlight key differences among Wise, Xe, and Revolut.
Frequently asked questions
What factors affect the USD to CAD exchange rate?
The USD/CAD pair responds to interest rate decisions from the Bank of Canada and Federal Reserve, oil price movements (Canada’s key export), trade policy announcements, and economic data from both countries. Weekly swings of 0.5–1% are not uncommon.
How often does the USD CAD rate change?
Rates update continuously during market hours. Revolut notes that its rates update continuously due to market fluctuations. The practical impact for most users is minimal unless you’re timing large transfers.
Where to get the best 799 USD to CAD rate?
Wise, Revolut, and Xe all publish live rates. Wise emphasizes its use of the mid-market rate with transparent fees, while Xe notes that comparing providers can reveal savings. For 799 USD specifically, the difference between providers is roughly 7 CAD at current rates.
What is the difference between mid-market and bank rates?
The mid-market rate is the theoretical interbank rate—the average between buy and sell prices. Xe explicitly states that mid-market rates are not available to consumers. Banks and some providers add a markup, which can be up to 3% worse than the mid-market rate.
How to use a currency converter for USD to CAD?
Enter your amount (799 USD), select USD as the source and CAD as the target currency, and read the quoted rate. Revolut’s process involves adding USD, going to Exchange, selecting CAD, and checking the rate and fees before confirming.
Is there a fee for USD to CAD conversion?
It depends on the provider. Wise charges 10.15 USD for a 1,000 USD transfer, which scales roughly to 8.10 USD for 799 USD. Revolut shows no visible fee in its converter, though the exchange rate may include a built-in margin.
What is the historical USD to CAD rate trend?
USD/CAD stood at 1.37230 on January 1, 2026 and has since risen to approximately 1.39, indicating CAD weakness. Wise’s 90-day data shows a high of 1.4048 and low of 1.3733.
Related reading: 124 USD to CAD Today: Live Rates and Converter Comparison and 11 USD to CAD – Current Rate and Conversion Guide.
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